Currency in Croatia
What is Croatian money? It’s Kuna.
Despite being part of the EU, Croatian currency is NOT Euro!
Croatian money is the KUNA, divided in 100 lipa.
The Kuna comes in NOTES of 10, 20, 50, 100, 200, 500 and 1000 and in COINS of 1, 2, 5.
The Lipa comes in coins of 5, 10, 20 and 50.
The Kuna is a stable currency. The current exchange rate between the Kuna and various world currencies you can check at the Croatian National Bank website.
Changing Euros to Kunas
There’s no need for having large amounts of cash when travelling to Croatia since ATMs where you can change Euro to Kuna are available everywhere – in all resorts, towns and cities, in banks and post offices, supermarkets, airports, harbors, main bus station.
All ATMs are language friendly, offering you to navigate through menus in language you choose. Also, the Croatian Kuna exchange rate is reasonable and the service charge is fair – you can check with your home bank before travelling.
However, if you take some cash money with you, change your Euro to Kuna in local banks, post offices or exchange offices or your hotel – just check and compare their exchange rate before exchange.
Does Croatians use Euro anyway?
The Euro is NOT an official currency in Croatia and NO business or individual is obligated to accept them as payment. Where can you spend Euros in Croatia depends on small businesses themselves – private accommodation, taxi service, small restaurants, open markets shops– some of them will accept your Euros but completely on an informal basis.
You will often find that prices are quoted in Euros but this is mainly because many visitors to Croatia are from Euro-using countries and displaying Euro prices make it easier for them to know how much are they paying.